RESOURCEFULNESS

Until two years ago, Ramata was illiterate. Now she acts as secretary for the women’s association in Douentza in the West African country of Mali.

NEF/Mali helped form the women’s association to fill the role of a community lending organization to make small business loans to women seeking to bolster their family income. Because banks are not equipped to make very small loans—to purchase a goat, a sewing machine, a stock of snack foods and drinks—the associations have begun to help women build or expand a business.

The women’s desire to secure loans provided the association the leverage to require literacy classes and a business plan before a loan would be approved. Thus the solution to one community need became the catalyst for creating several integrated projects to enhance the lives of women—all designed by the women themselves.


(click on words above to learn how NEF has applied these values in the field.
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